If you would like to buy a home in the Seattle area but worry about not having enough for a down payment there are a number of programs available to assist you. In fact the idea that you need a 20% downpayment is a myth! Conventional loans are often available with as little as 3-5% down. There are also programs such as Home Advantage offered by the Washington State Housing Finance Commission which can in some cases help you purchase a home with almost no money out of pocket. Click here for a list of options available to you.

If you are curious how these programs work or about the home buying process in general you can sign up for one of the free classes I teach in conjunction with top local lenders. We cover every aspect if the process in detail from getting approval for financing, market trends, searching for the right home, offer strategy and closings. Contact Me for more info and upcoming dates.